AIWMI Certified Credit Research Analyst Level 2 CCRA-L2 Exam Dumps: Updated Questions & Answers (October 2025)

Which of the following is not one of the C in the 5 C Model?

In an industry there are only 20 firms and each of them has equal share. Compute Herfindahl Hirschman Index

and state the level of concentration in the industry.

The following information pertains to bonds:

Further following information is available about a particular bond ‘Bond F’

There is a 10.25% risky bond with a maturity of 2.25% year(s) its current price is INR105.31, which ccorresponds to YTM of 9.22%. The following are the benchmark YTMs.

Assume that the general market rates have increased. An issuer, Revolution Ltd has plans to roll over its existing commercial paper and forth coming reset dates for its floating rate bonds are very near. Which of the following ratios for revolution will get impacted?

The extension of a guarantee by company A to company B can lower the rating of___________

Mr. Gopi, while teaching the CCRA course to students described Altman’s Model and stated that following variables do exist for Altman’s Model:

1. total debt/total assets,

2. retained earnings/total assets.

3. earnings before interest and taxes/total assets,

4. market value equity/book value of total liabilities,

5. sales/total assets

Exactly how many variables are incorrectly identified?

Which of the following may lead to the deterioration in credit profile of a bank?

Statement 1. Bank’s Capital adequacy falling below regulatory requirement. Statement 2. Rise in Slippage ratio

Statement 1: The Yields on the MBS PTCs are normally higher than the yields on the corporate bonds of similar ratings.

Statement 2: The reason for difference in yields on the corporate bonds and similarly rated PTCs is on account of the optionality in the PTC, the unfamiliarity of the structure and uncertainties in respect of legal and structural issues.

Which of the above statements is correct?

Awesome Mobile Ltd is a leading mobile seller who manufactures mobile phone under own brand Awesome.

Which of the following is the biggest business risk for Awesome?

Scott is a credit analyst with one of the credit rating agencies in India. He was looking in Oil and Gas Industry companies and has presented brief financials for following 4 entities:

Which of the following statements is incorrect?

Based on the common size statement analysis which of the following statement regarding employee cost is correct?