What law do all Insurers and their agents need to comply with In regards to Information being obtained from a third party concerning the applicant?
Upon annuitization, which of the following will have the HIGHEST monthly payout?
The only beneficiary named in a life insurance policy died before the Insured. The policyowner did not name a new beneficiary. When a claim is filed, the death benefit would be paid to the
Bettie has a $200,000 whole life policy with a $50,000 cash value. She wishes to borrow $30,000 for the purchase of a new van. Which of the following Is TRUE In this situation?
Making a statement that is false and maliciously critical of the financial condition of an insurer is known as
Without written consent, a policyowner CANNOT change the beneficiary If he has named
It is unlawful for a person to provide an advertisement which
Which of the following statements is TRUE regarding a waiver of premium rider?
All the following riders can Increase the death benefit amount EXCEPT
Which of the following is a provision in an interest-sensitive life policy which allows the policyowner to withdraw the policy's cash value Interest free?
TESTED 16 Oct 2025